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MOST retirees don’t think it’s important to leave an inheritance, and even the family home is losing its attraction as an asset to pass on to the children. I tell today’s retirees and their children that life has changed and retirement is now longer and more expensive The cost of living is nothing compared with […]

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Today I went to the Choosi web site and decided to call them to get an insurance quote to see if they were competitive against all other companies. After entering my personal details including name, date of birth, sex, email address, phone number and how much cover I wanted, the quoting system advised me that I […]

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Exchange traded funds (ETF’s) have enjoyed nearly a quarter of a century of existence in the global markets, with their first American variant, the SPDR S&P 500 Trust, recently celebrating its second decade on the NYSE. The many advantages of ETF investing include safety, tax and cost efficiency, and portfolio diversification. Despite these advantages, it’s […]

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BABY boomers feel financially unprepared for retirement, as alarming new figures show 86 per cent are just not ready to clock off. Figures released today by REST Industry Super show just one in seven baby boomers believes their finances will enable them to successfully retire. The research published in The Journey Begins report found 51 per […]

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I recall us quipping at the start of 2012 that bearishness was the new black. Well when we look back at the year, negative sentiment certainly prevailed with many investors flocking to the perceived safety of term deposits, aware of, but unmoved by compelling valuations in riskier assets. At the end of 2011, you could […]

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Announced as part of the Government’s Stronger Super reforms, a collection of measures designed to deliver greater efficiency in back-office processing across the superannuation industry is to be implemented and the name they have given to this package is SuperStream. The big question is: What will the SuperStream reforms cost? The originally estimated total cost of […]

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